Guides for Calgary landlords and investors
Calgary rental and suite guides
Four guides for Calgary landlords and investors with worked 2026 numbers: whether rentals cash-flow, landlord rules under Alberta's Residential Tenancies Act, how rental income is taxed, and financing a rental. Every figure is recalculated from the same tested engine and dated sources as the calculators, with a link to open each example.
Do Calgary Rentals Cash-Flow in 2026?
Break-even rents for Calgary's median detached, semi, townhouse and condo in 2026, by sector, against CMHC's average rents, and what changes the answer.
Calgary Landlord Rules 2026: Deposits, Rent, STRs
Alberta landlord rules in Calgary for 2026: one month's deposit cap, one rent increase a year with notice, no cap on the amount, STR licences and the 6% levy.
Rental Property Taxes for Calgary Landlords
How Calgary rental income is taxed: the T776, deductible expenses including property tax and mortgage interest, 4% Class 1 CCA, 50% capital gains, suites.
Financing a Calgary Investment Property
Mortgages for Calgary rentals: 20% down on a rental you won't live in, insured options for 2–4 units you occupy, how rent counts in qualifying, the stress test.
Secondary suites in Calgary
2026 rules after the rezoning repeal, permit fees and registry data.
Communities compared
Medians, tax and suites for every residential community.
| House | $718,500, 20% down, rented at $2,470 |
|---|---|
| Cash flow (cash-flow guide) | -$1,681 a monthbreak-even rent $4,447 |
| Largest deposit you may hold (landlord rules) | $2,470 |
| Year-one deductible interest (tax guide) | $25,817 |
| Minimum down payment as a rental (financing) | $143,700 |
| Cap rate | 2.55%against a 4.58% mortgage rate |
